Commercial
Package Policy - Click here for a Commercial Quote
This policy
is tailor-made for your business to include those coverages you need from the following: Property, Liability, Auto, Inland
Marine, Boiler and Machinery, and Umbrella.
Business
Owner's Policy - Click here for a Commercial Quote
(Needed By
Most Small Businesses)
A standard
policy form that provides property, liability and most other coverages needed by most businesses. Another important element
that is typically included is time element coverage, that is it covers ongoing expenses between the time of the loss and when
repairs are completed. This policy is also known as a BOP.
Workers'
Compensation - Click here for a Commercial Quote
Covers
on-the-job injuries to your employees and is required by New Mexico state law.
Auto and
Truck Fleet - Click here for a Commercial Quote
Coverage designed
to protect your business' vehicles, including garage, trucking and motor carrier businesses. This can be added on to a commercial
package policy.
Inland
Marine - Click here for a Commercial Quote
Designed to
protect goods in transit; it can also be included in the commercial package policy.
Oil
Field, Oil Rig - Click here for a Commercial Quote
Designed
to protect against the unique exposures in the oilfield; it is usually written as an endorsement to a commercial package policy.
Employment
Practices Liability - Click here for a Commercial Quote
Provides
protection against lawsuits alleging discrimination, wrongful termination, sexual harassment, and failure to promote which
the commercial general liability form excludes. These types of lawsuits against employers have increased dramatically over
the past few years. Defense cost provided, even if suit is groundless.
Umbrella
and Excess Liability - Click here for a Commercial Quote
This coverage
complements your property/liability policies and provides additional limits of coverage.
Contract
Bonds - Click here for a Commercial Quote
We can
provide you with any type of bond you may require.
Professional
Liability - Click here for a Commercial Quote
We also
write errors and omissions coverage for lawyers, architects, engineers, accountants, realtors and others who are required
to have a license or have a degree to conduct business.
Home-Based
Business - Click here for a Commercial Quote
Homeowner's insurance does not necessarily cover many
home business-related claims. If you have a home based business, contact us to discuss proper coverage options.
